Capital Structure
Jeevan Bikas Laghubitta Bittiya Sanstha Limited maintains a robust capital structure that reflects our financial stability and long-term commitment to our stakeholders. Our strong capital base provides the foundation for sustainable growth and allows us to continue our mission of financial inclusion across Nepal.
Ownership Structure
| S.N. | Shareholders | Paid up Capital (%) |
|---|---|---|
| 1 | Organizational | 44.61% |
| 2 | Individual | 22.89% |
| 3 | Public | 32.50% |
| Total | 100% |
Financial Stability
Our capital adequacy ratio remains well above the regulatory requirements set by Nepal Rastra Bank, ensuring a safe and secure environment for our members and investors.
Growth Strategy
We are committed to enhancing shareholder value through efficient capital allocation and strategic investments in digital transformation and service expansion.